Legal and privacy statement

THIS WEB SITE IS SOLELY FOR GENERAL INFORMATION AND REFERENCE PURPOSES. IT IS NOT INTENDED TO CONSTITUTE AN OFFER TO SELL REINSURANCE NOR A SOLICITATION TO PURCHASE ANY PARTICULAR REINSURANCE PRODUCT OR SERVICE. COVERAGES MAY NOT BE AVAILABLE IN ALL JURISDICTIONS, INCLUDING WITHOUT LIMITATION ANY JURISDICTIONS WITHIN THE UNITED STATES, AND MAY BE AVAILABLE IN CERTAIN CASES ONLY THROUGH APPROPRIATELY LICENSED BROKERS.


Reference herein to the Bermuda Branch is a reference to the Bermuda branch of The Standard Life Assurance Company of Canada (“Standard Life”). If you do not agree with the terms of this Legal and privacy statement, please do not continue to use Standard Life’s Bermuda Branch Web site.


Technical information

This site is best viewed on Internet Explorer 6.x or Firefox 2.x or higher with a minimum screen resolution of 1024x768. In order to view and print some of the documents on this Web site, you will need Adobe Reader version 7.0 or higher. If you do not have this software, you may download Adobe Reader free of charge. In order to view some animations on the site, you will need the plug-in Adobe Flash Player, version 9.0 or higher. If you do not have this plug-in, you may download Adobe Flash Player free of charge.


Copyright and trademark

Standard Life, the Standard Life logo, and all Standard Life product names and icons are trademarks of Standard Life plc and/or subsidiaries. They may not be used as hyperlinks or reproduced without our prior written consent.

The content and design, including all text, images, PDFs and software used in this Web site, are protected by copyright. Reproduction or redistribution of any part of this Web site is permitted only with our prior written consent.

For permission to reproduce or republish any part of this Web site, please write to us at reinsurance@standardlife.bm.


Accuracy of information

The information provided on this Web site is subject to change and update without notice. Every reasonable effort is made regarding the quality of this Web site; however, Standard Life cannot guarantee the accuracy, completeness or timeliness of information provided.


Links to or from third party Web sites

This Web site includes links to third party web sites that may be of interest to you. Standard Life is not responsible for the accuracy or reliability of information provided on third party web sites and links to third party web sites should not be taken as an endorsement of those web sites by Standard Life. Similarly, links to this Web site from third party web sites should not be taken as an endorsement by Standard Life of the content or the owners of those web sites.


Your privacy and security

Standard Life and all its affiliates in Canada are committed to respecting your privacy and to maintaining the confidentiality of any information you provide us on our Web sites.

Standard Life Web sites use cookies. A "cookie" is a piece of information that is saved to the hard drive of your computer and "remembers" information about the configuration of your computer. There are two common types of cookies, "session cookies" and "persistent cookies". Session cookies store information only for the length of time that you are connected to a web site - they are not written onto your hard drive.

The information stored in "persistent cookies" is written onto your hard drive and remains there until the expiry date of the cookie. Standard Life uses persistent cookies to store non-sensitive information that you are aware of and have agreed to. For example, if you choose the "Remember my choice of language" option, your browser will remember and automatically direct you to your chosen language each time you visit our Web site.

Standard Life also uses "cookies" to track web site activity. None of this is associated with you as an individual and is measured only in aggregate. We use this information to monitor and evaluate the performance of our Web sites and to help us create a better user experience.

You can disable the cookies that we attach if your browser supports this. For further information on how to do this, please refer to www.aboutcookies.org. However, you should bear in mind that if you exercise this option, you may be unable to use some of our online services.

We may request information which identifies you personally such as your name, mailing or e-mail address when you contact us by e-mail or if you complete an online questionnaire. We do not collect personal information on our public Web site without your permission. Information collected is used strictly for the purposes for which it is requested and is not shared with outside interests.

The security of e-mail communications to a public web site cannot be guaranteed. If you wish to send private or confidential information to us, you are encouraged to do so by other means.

If you have questions about the use of our Web site or would like further information on your privacy and security when using our Web site, please write to us at reinsurance@standardlife.bm.